About Us

MOST Fintech JSC is one of the first fintech companies established in Mongolia, founded in 2008.
For over 17 years, we have been developing digital payment infrastructure and building platforms that connect financial institutions with consumers.

In 2023, MOST Fintech received approval from the Financial Regulatory Commission of Mongolia to offer shares to the public, officially becoming a publicly listed company.

Today, MOST Fintech JSC is a nationwide technology company that connects:
– 60% of the banking sector
– 32 licensed microfinance institutions
– Over 20 digital wallets
– And more than 1.7 million users

Our platform serves as a backbone for Mongolia’s growing digital finance ecosystem.

Our Mission

To continuously develop innovative, technology-driven infrastructure for the banking, finance, and payment sectors—ensuring that financial services are accessible, fast, reliable, and secure for everyone.

Our Strategy

MOST Fintech JSC is committed to expanding both domestic and international financial networks while fostering open partnerships across various industries.

We aim to develop a unified national payment network in Mongolia by establishing strategic collaborations with organizations across banking, finance, fintech, retail, insurance, and other key sectors.

MOST Platform

The MOST Platform is an innovative, all-in-one ecosystem for Mongolia’s financial and payment sectors. It provides the essential technological infrastructure needed across banking, finance, insurance, capital markets, government services, and telecommunications—all integrated into a single platform.

1. Comprehensive Financial and Payment Solutions

• Banking & Fintech:
  Money transfers, card transactions, e-payment systems, and payment gateways.

• Insurance:
  Easy integration with digital insurance services, including premium payments and policy management.

• Capital Markets:
  Support for securities trading and investment management solutions.

2. Cross-Sector Integrated Infrastructure

• Payment Systems:
  QR payments, card processing, interbank transfers, and digital wallets.

• E-Government & Public Services:
  Integration with national systems such as KhUR, DAN, e-Mongolia, as well as public payments including taxes and social insurance.

• Telecommunications:
  User privacy protection, secure SMS verification, international messaging, and email integration.

3. Innovative Ecosystem & User Experience

• All-in-One Access:
  A single platform offering end-to-end services across multiple sectors.

• High Security & Reliability:
  Designed with robust architecture to ensure data safety and system stability.

• Efficiency & Cost Savings:
  A streamlined financial environment that saves time and reduces operational costs.

The MOST Platform plays a vital role in expanding Mongolia’s digital economy, enhancing financial inclusion, and accelerating digital transformation for businesses nationwide.